Financial concepts that work for adults don't work for children. A seven-year-old can't grasp compound interest. A thirteen-year-old doesn't care about pension planning. A nineteen-year-old needs different information than a fifteen-year-old.
We've structured our programmes around developmental stages, not arbitrary age brackets. Each builds on concepts from the previous level while addressing decisions relevant to that life stage.
Our Programme Structure
Every programme combines interactive sessions, practical exercises, and real-world application. No lectures. No textbooks. Young people learn by doing, by discussing, by making simulated decisions and seeing consequences.
Materials are provided. Exercises are included. Ongoing support continues after programme completion. We measure success by behaviour change, not test scores.
Foundation Programme (Ages 8-11)
Where does money come from? How do we decide what to buy? What's the difference between wanting something and needing it? This programme introduces basic economic concepts through age-appropriate activities and discussions.
Core Topics:
Earning and allowances, saving for goals, spending decisions, distinguishing needs from wants, basic budgeting concepts, understanding value and price.
£187.50
6-week programme, 90-minute weekly sessions
Register InterestCore Financial Skills (Ages 12-14)
At this age, young people begin handling their own money through allowances, birthday gifts, and possibly part-time work. They need to understand banking basics, how interest works, and why that phone contract might be more expensive than it appears.
Core Topics:
Opening and managing bank accounts, understanding interest (both earned and paid), introduction to credit and debt, mobile payment systems, recognising marketing tactics, calculating true costs, building saving habits.
£312.75
8-week intensive, includes workbook materials
Register InterestAdvanced Money Management (Ages 15-17)
Decisions made at this age have decades-long consequences. Student loan amounts, first jobs, car finance, credit cards — these aren't theoretical. This programme addresses real financial choices teenagers are making right now.
Core Topics:
Investment fundamentals, understanding stocks and shares ISAs, pension basics and compound growth, navigating student finance, income tax and National Insurance, building credit history responsibly, creating sustainable budgets, evaluating insurance needs, recognising financial fraud.
£445.60
10-week comprehensive programme with practical exercises
Register InterestYoung Adult Financial Independence (Ages 18-21)
Full financial independence requires knowledge schools never provided. Salary negotiation, mortgage deposits, pension contributions, insurance decisions — these directly impact lifetime wealth. This programme fills the knowledge gap before expensive mistakes happen.
Core Topics:
Salary negotiation strategies, understanding payslips and tax codes, mortgage fundamentals and deposit saving, insurance types and appropriate coverage, investment diversification and asset allocation, retirement planning and pension contributions, protecting against financial fraud and scams, managing student loan repayments, understanding credit reports and scores.
£523.40
12-week advanced course with real-world simulations
Register InterestWhat's Included
All programmes include comprehensive workbooks, access to online resources, practical exercise materials, and ongoing email support. Participants receive certificates upon completion.
Sessions are interactive rather than lecture-based. Young people work through real scenarios, make decisions, see consequences, and discuss outcomes. Financial literacy improves through practice, not memorisation.
"The investment module used actual market data and showed him what £50 monthly would become over forty years. That single visualisation changed his entire perspective."
Flexible Scheduling
Programmes run throughout the year with multiple start dates. Weekend and evening sessions accommodate school schedules. We offer both in-person and online formats to suit different preferences and locations.
Missed sessions can be made up through recorded content and supplementary materials. We understand schedules change and build flexibility into every programme.
Group Programmes and Private Sessions
Standard programmes run in small groups (8-12 participants) to encourage discussion and peer learning. For families preferring individualised attention, private sessions can be arranged at adjusted pricing.
School partnerships and community group arrangements are also available. Contact us to discuss bulk booking options.
Get Started TodayAfter Programme Completion
Financial literacy doesn't end with the final session. Participants receive ongoing access to updated materials, quarterly webinars on timely topics, and email support for specific questions.
We also offer advanced workshops on specialised topics like property investment, entrepreneurship finances, and international taxation for those ready to go deeper.
The goal isn't just knowledge transfer. It's behaviour change that lasts. We follow up with participants at six months and twelve months to track progress and provide additional guidance.
Parent Financial Coaching (Optional Add-On)
Parents often discover they need financial education too. This optional coaching helps families align their money conversations and establish healthy financial habits together.
Includes:
Four one-hour coaching sessions, family budgeting templates, age-appropriate money conversation guides, resource recommendations.
£214.80
Flexible scheduling over 8 weeks
Learn MoreUniversity Finance Preparation (Ages 17-18)
Specialised intensive for students heading to university within twelve months. Focuses specifically on student finance, budgeting on limited income, avoiding common university financial mistakes, and setting up for financial success post-graduation.
Core Focus:
Student loan systems, maintenance loan budgeting, overdraft traps, accommodation costs, part-time work considerations, graduate career financial planning.
£267.90
4-week intensive course, summer delivery
Register InterestWhy Investment in Financial Education Pays Off
The average British adult will earn approximately £1.5 million over their working life. How much of that they keep depends entirely on financial decisions they make along the way.
Someone who understands compound interest starts investing early. Someone who recognises predatory lending avoids expensive debt. Someone who comprehends pension contributions doesn't opt out. These decisions compound into six-figure differences by retirement.
Programme costs are recovered within months through avoided mistakes and better financial decisions. The return on investment in financial education is measured in decades and hundreds of thousands of pounds.
More immediately, financially literate teenagers make better decisions about education financing, first jobs, and major purchases. They don't fall for misleading marketing. They question whether credit is necessary or convenient. They save before spending rather than borrowing.
These aren't small differences. They're the distinction between financial security and perpetual struggle. And they start with education that schools don't provide.
Register Today