Terms of Use

Last Updated: May 2026

Agreement to Terms

By accessing and using the cloudless-ranging website (the "Website") and services, you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Website or services.

These Terms constitute a legally binding agreement between you and cloudless-ranging. We reserve the right to modify these Terms at any time, and your continued use of the Website after changes are posted constitutes acceptance of the modified Terms.

Use of Our Services

Eligibility

Our educational programmes are designed for children and teenagers aged 8-21. Programme registration must be completed by a parent or legal guardian for participants under 18 years of age.

Permitted Use

You may use our Website for lawful purposes only. You agree not to:

• Violate any applicable laws or regulations
• Infringe upon the rights of others
• Transmit any harmful, offensive, or inappropriate content
• Attempt to gain unauthorised access to our systems
• Use our Website in any way that could damage, disable, or impair it
• Collect information about other users without consent
• Use automated systems to access the Website without permission

Programme Registration and Payment

Registration

When you register for a programme, you agree to:

• Provide accurate and complete information
• Update information as necessary to maintain accuracy
• Accept responsibility for all activities under your registration
• Notify us immediately of any unauthorised use

Payment Terms

Programme fees are stated in British Pounds (£) and must be paid in full before the programme start date unless alternative arrangements have been agreed in writing. Accepted payment methods will be specified in your registration confirmation.

All prices are inclusive of VAT where applicable. We reserve the right to change programme prices at any time, but changes will not affect registrations already confirmed.

Refund Policy

Full refunds are available if cancellation is made at least seven days before the programme start date. Cancellations made within seven days of the start date are not eligible for refunds but may be transferred to a future programme date subject to availability.

If we cancel a programme, you will receive a full refund or the option to transfer to an alternative programme.

Intellectual Property Rights

Our Content

All content on this Website, including text, graphics, logos, images, audio clips, and software, is the property of cloudless-ranging or its content suppliers and is protected by United Kingdom and international copyright laws.

The compilation of all content on this Website is the exclusive property of cloudless-ranging and is protected by UK and international copyright laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes. This license does not include:

• Resale or commercial use of the Website or its contents
• Collection and use of product listings or descriptions
• Derivative use of the Website or its contents
• Downloading or copying of information for the benefit of another entity
• Use of data mining, robots, or similar data gathering tools

Programme Materials

Materials provided as part of our programmes are for the personal use of registered participants only. You may not reproduce, distribute, modify, or create derivative works from programme materials without our express written permission.

User-Generated Content

If you submit any content to our Website (such as reviews, comments, or feedback), you grant us a non-exclusive, worldwide, royalty-free, perpetual license to use, reproduce, modify, and display that content in connection with our business.

You represent and warrant that:

• You own or control all rights to the content you submit
• The content is accurate and not misleading
• The content does not violate these Terms or any applicable laws

Educational Services Disclaimer

Nature of Services

Our programmes provide educational information about financial concepts and are designed to improve financial literacy. They do not constitute:

• Professional financial advice
• Investment recommendations
• Legal or tax advice
• Guaranteed financial outcomes

No Guarantee of Results

While we design our programmes to be effective and beneficial, individual results will vary. We cannot guarantee specific outcomes, financial gains, or behavioural changes as a result of programme participation.

Parental Responsibility

Parents and guardians are responsible for determining whether our programmes are appropriate for their children and for supervising how children apply the information learned.

Limitation of Liability

To the fullest extent permitted by law, cloudless-ranging shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use our services
• Any unauthorised access to or use of our servers and/or personal information
• Any interruption or cessation of transmission to or from our services
• Any bugs, viruses, or similar harmful code transmitted through our services
• Any errors or omissions in any content or for any loss or damage incurred as a result of use of any content

Our total liability to you for all claims arising from or related to our services shall not exceed the amount you paid us for the services in the twelve months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless cloudless-ranging and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including legal fees, arising from:

• Your use of our Website or services
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit or transmit through our services

Third-Party Links

Our Website may contain links to third-party websites or services that are not owned or controlled by cloudless-ranging. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by or in connection with your use of any third-party websites or services.

Disclaimer of Warranties

Our Website and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy, reliability, or completeness of content

We do not warrant that:

• The Website will be uninterrupted or error-free
• Defects will be corrected
• The Website or servers are free of viruses or harmful components

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any disputes arising from or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Dispute Resolution

If you have a complaint or dispute, please contact us first at [email protected]. We will attempt to resolve disputes informally and in good faith.

If we cannot resolve a dispute through informal negotiations, either party may pursue resolution through the courts as described in the Governing Law section.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision. A waiver of any provision shall only be effective if made in writing and signed by an authorised representative of cloudless-ranging.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and cloudless-ranging regarding use of the Website and services.

Assignment

You may not assign or transfer these Terms or your rights hereunder without our prior written consent. We may assign or transfer these Terms without restriction. Any attempted assignment in violation of this provision shall be void.

Force Majeure

We shall not be liable for any failure to perform our obligations where such failure results from circumstances beyond our reasonable control, including but not limited to acts of God, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labour, or materials.

Contact Information

If you have questions about these Terms, please contact us:

Email: [email protected]
Address: 47 Whiteladies Road, Clifton, Bristol, BS8 2LR, United Kingdom

Updates to These Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our Website with a new "Last Updated" date. Your continued use of the Website after changes are posted constitutes your acceptance of the modified Terms.

We encourage you to review these Terms periodically to stay informed about your rights and obligations.